A referral is when your primary care provider (PCP) sends you to another provider for care. You’ll need to talk with your PCP for a referral before you visit a specialist.
For most care, you’ll go to your PCP or some other provider in our plan. These are called self-referral services. You don’t need a referral from your PCP for:
Emergency care
Preventive care services
Family planning services
Vision care
Dental care
Behavioral healthcare
We’ll also pay for some related lab work you’re prescribed at your self-referral service.
A prior authorization is when your provider asks us to approve a service before you receive it. Your provider will work with us to get the prior authorizations you need.
Your provider will need to send in a prior authorization for:
Being admitted to the hospital or another facility.
Some surgeries.
Advanced imaging (CT, MRI, PET scans).
Out-of-network care.
Some durable medical equipment such as custom wheelchairs, breathing machines, or hospital beds.
Certain behavioral health services such as residential treatment or psychological testing.
You might have questions about a diagnosis or the care your primary care provider (PCP) recommends. If you’re unsure about the recommended services, you should talk to your PCP about getting a second opinion. You or your PCP may also ask us to help refer you to another provider. There is no cost for a second opinion.