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Medicare Advantage Plans in Iowa

It’s easier to care for your whole health in Iowa with a Wellpoint Medicare Advantage (Part C) plan. You get everything included in Original Medicare, plus much more. Enjoy perks like a fitness program and Benefits Prepaid Card.

A ZIP code helps us find plans in your area.
Your plan options may vary by region or county.
Choose 2025 if shopping for coverage beginning January 1, 2025.

Need help finding the right plan? Talk to a licensed agent:

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Peace of mind with all-in-one Medicare Advantage coverage

 

Medicare Advantage, also known as Medicare Part C, includes everything in Original Medicare (Parts A and B), plus other coverage you might need. Along with quality care from a strong network of doctors and hospitals, our Medicare Advantage HMO plans in Iowa may offer benefits such as:

Prescriptions

Prescription drug (Part D) coverage for a wide range of common drugs

Dental, vision, and hearing

Coverage to help support your whole health

Benefits Prepaid Card

Help paying for things like groceries1,2 and utilities1,2

Dedicated support team

Support to help you understand your benefits

Large network

Quality care from doctors and hospitals close to you

SilverSneakers®

No-cost fitness program to stay active

Benefits may vary depending on your state and plan.

Cover more costs with a Medicare Advantage HMO

 

Unlike Original Medicare, Medicare Advantage plans have limits on your out-of-pocket payments. That means you’ll have more predictable costs for things like deductibles, copays, and coinsurance. Most also include:

  • $0 or low monthly premiums
  • $0 or low prescription copays
  • $0 or low copays for primary care visits
  • No medical deductible

 

Get a prepaid card for everyday essentials

Our Wellpoint Medicare Advantage plans may include a Benefits Prepaid Card. If you’re eligible, you can use this to help pay for things like groceries,1,2 utilities,1,2 and over-the-counter health items.
 

Find out more about the Wellpoint Benefits Prepaid Card 

Enroll in a Medicare Advantage plan

You can purchase an Iowa Medicare Advantage plan once you’re enrolled in Original Medicare (Parts A and B). For most people, this is during their seven-month Initial Enrollment Period (IEP). This includes the:

  • Three months before you turn 65
  • Month you turn 65
  • Three months after you turn 65

You might also be eligible for a Special Enrollment Period, which allows you to delay your enrollment without late penalties. Certain times each year and special circumstances allow you to add, drop, or change your Medicare Advantage plan.

Comparing Medicare plans? Here’s a planning checklist to keep it simple.

 

We’ll send info and tips to help you choose the right plan for you.

Is a Medicare Advantage Special Needs Plan better for you?

 

If you’re living with a chronic condition that requires additional care or need to cover health costs on a fixed or low income, you may qualify for a Medicare Advantage Special Needs Plan (SNP). These plans cover Original Medicare Part A (hospital) and Part B (medical) with other useful benefits.

Dual Eligible Special Needs Plan (D-SNP)

 

D-SNP plans offer support and care for people who have both Medicare and Medicaid. You’ll need to check your eligibility based on your situation.

Find plans in your area

Need help finding the right plan? Talk to a licensed agent:

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Frequently asked questions

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Wellpoint offers Medicare Advantage plans in these states

1 Members may receive a monthly or quarterly allowance in the form of a benefits prepaid card to pay for a wide range of approved groceries and utilities. Unused amounts will expire at the end of the month or quarter.

 

The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This is a benefits card that can only be used at certain Mastercard merchants participating in this program and will be authorized for qualified purchases as set forth in your Terms and Conditions. Valid only in the U.S. No cash access. Other languages are available upon request.

 

2 Depending on your plan, the benefits listed may be available through the Medicare Advantage Value-Based Insurance Design Model or to eligible members as Special Supplemental Benefits for the Chronically Ill (SSBCI). You may qualify for SSBCI if you have a high risk for hospitalization and require intensive care coordination to manage chronic conditions such as Chronic Kidney Diseases, Chronic Lung Disorders, Cardiovascular Disorders, Chronic Heart Failure, or Diabetes. For a full list of chronic conditions or to learn more about other eligibility requirements needed to qualify for SSBCI benefits, please refer to Chapter 4 in the plan’s Evidence of Coverage.

 

Wellpoint, a Medicare Advantage organization with a Medicare Contract, offers HMO, HMO D-SNP, HMO C-SNP, HMO I-SNP, LPPO, and PDP plans. Wellpoint HMO D-SNP plans additionally contract with state Medicaid programs. Enrollment in a Wellpoint health plan depends on contract renewal.